Cheapest For Loans

The sites below are considered 'must reads' before taking out a loan:-

Moneysavingexpert's advice page is considered gospel by may.

What Price list some essential tips here.

The Debt Advice Bureau talks straight about debt consolidation loans.

The Loan Lowdown gives advice with the younger generation in mind.

• Ensure you know the full cost of your loan before commiting
  There is more than the interest rate to consider, some loans have an arrangement fee, a pre-payment penatly and more so ensure you know the *full* cost of repayments before signing on the dotted line.
  
  
• How much and for how long?
  Simply put, borrow as little as possible and pay it back as quickly as possible. Beware of very long repayment periods, it will massively increase the interest you pay.
  
  
• Are you thinking of getting payment protection?
  Be very, very wary of this option, most payment protection policies have many exclusions and get-out clauses, also, you can quite likely get it much cheaper elsewhere - shop around!